Author: Wesley Haynes

HMO licensing expansion in Portsmouth
Landlords & Tenants

What is happening to the HMO licensing expansion in Portsmouth?

Are you a landlord of a small or medium HMO in Portsmouth? Or are you looking to start investing in one? Then it’s a good idea to get up-to-date on the latest changes that could affect you. Portsmouth City Council have tightened their rules on HMO licensing, requiring smaller HMOs to also hold licences. This

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person making a block of flats insurance claim
Buildings and Contents insurance

What is the claims process for block of flats insurance?

When managing a block of flats, unexpected incidents can be cause for concern, especially when it comes to insurance claims. At Glowsure, we understand the apprehensions that property owners may face in the unfortunate event of making an insurance claim. When making an insurance claim, following these simple steps can help make the task seem less

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Who is responsible for insuring a block of flats?
Buildings and Contents insurance

Who is responsible for insuring a block of flats?

Insuring a block of flats can be confusing for those involved. Whether you’re a freehold owner or leaseholder or have the right to manage, your insurance responsibilities will ultimately depend on how you own the flat. As a freeholder who owns or manages a block of flats, you are required to insure the entire building,

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How landlords can adapt to the Renters Reform Bill
Landlords & Tenants

How landlords can adapt to the Renters Reform Bill

The Renters Reform Bill has been a hot topic in the media over the past few months. With the many changes and constant reviews, you may question what this new legislation means for you. Not to worry, at Glowsure, we have been keeping up-to-date with the various changes and, as always, are here to help

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landlord sharing their insurance policy to tenant
Landlords & Tenants

Can your tenants ask to see your landlord insurance policy?

As a landlord, you are no doubt aware of your responsibility to take out adequate landlord insurance coverage to protect your livelihood, your tenants and your rental property. However, do you know how to respond when your tenants ask to see your insurance policy? UK tenants have a right to see their landlord’s insurance policy. Once requested,

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Do I have to rehouse my tenant if I make repairs?
Landlords & Tenants

Do I have to rehouse my tenant if I make repairs?

From water leaks to electrical faults, repairs to rental properties are inevitable from time to time. While most repairs can be carried out around your tenants with little disruption when it comes to major repairs, it may be necessary for them to move out – but as a private landlord, is it your responsibility to

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Are employers liable for hybrid working employees?
Business Insurance

Are employers liable for hybrid working employees?

The events of the past few years have resulted in many employers promoting a home or hybrid working approach. With employees working from home more regularly it raises the question – who is liable for damage to company equipment and employee health and safety? As an employer, you have a legal obligation to ensure the

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Why are terrorism premiums decreasing?
Business Insurance

Why are terrorism premiums decreasing?

It is an inescapable and sad truth that the UK remains on high alert for terrorist attacks. The threat to life and society are naturally the biggest concern, but terrorism also poses a significant threat to the UK economy and, in particular, small businesses. Unfortunately, many SMEs do not have adequate insurance cover for acts

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What changes are there to vacant property legislation?- Glowsure Commercial Property Insurance Brokers
Buildings and Contents insurance

What changes are there to vacant property legislation?

July 2022 The government has recently revealed its proposal to tackle the increasing number of empty properties on the UK’s high streets. As part of the proposed Levelling Up and Regeneration Bill, local authorities may be granted the power to enforce rental auctions on privately owned, empty properties on high streets and in town centres.

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