Category: Landlords & Tenants

HMO licensing expansion in Portsmouth
Landlords & Tenants

What is happening to the HMO licensing expansion in Portsmouth?

Are you a landlord of a small or medium HMO in Portsmouth? Or are you looking to start investing in one? Then it’s a good idea to get up-to-date on the latest changes that could affect you. Portsmouth City Council have tightened their rules on HMO licensing, requiring smaller HMOs to also hold licences. This

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How landlords can adapt to the Renters Reform Bill
Landlords & Tenants

How landlords can adapt to the Renters Reform Bill

The Renters Reform Bill has been a hot topic in the media over the past few months. With the many changes and constant reviews, you may question what this new legislation means for you. Not to worry, at Glowsure, we have been keeping up-to-date with the various changes and, as always, are here to help

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landlord sharing their insurance policy to tenant
Landlords & Tenants

Can your tenants ask to see your landlord insurance policy?

As a landlord, you are no doubt aware of your responsibility to take out adequate landlord insurance coverage to protect your livelihood, your tenants and your rental property. However, do you know how to respond when your tenants ask to see your insurance policy? UK tenants have a right to see their landlord’s insurance policy. Once requested,

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Do I have to rehouse my tenant if I make repairs?
Landlords & Tenants

Do I have to rehouse my tenant if I make repairs?

From water leaks to electrical faults, repairs to rental properties are inevitable from time to time. While most repairs can be carried out around your tenants with little disruption when it comes to major repairs, it may be necessary for them to move out – but as a private landlord, is it your responsibility to

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who pays for insurance on commercial property
Buildings and Contents insurance

Who Pays Building Insurance on Commercial Property?

Commercial property insurance can be a confusing concept for many. The property owner, any third parties or tenants, even an insurance broker, all fall under the various parameters of a building’s insurance. But at the end of the day, there is truly only one overseer and responsible party when it comes to arranging the buildings

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what insurance do you need as a landlord
Landlords & Tenants

What Insurance Do You Need as a Landlord?

As a landlord, are you asking yourself the question, “what type of insurance do I need?” There are many different types of landlord insurance and any landlord insurance policy can also be confusing since so many different variables of a policy respond to many different possible issues. There is buildings and contents insurance, accidental damages

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New Electrical Safety Rules For Landlords
Landlords & Tenants

New Electrical Safety Rules For Landlords

What Landlords Need To Know About The New Electrical Safety Rules The Electrical Safety Standards in the Private Rented Sector (England) Regulations 2020 became law on June 1st 2020, but agents and landlords were given until 1st April 2021 to comply. With the impending date looming over us, we thought we’d write a guide that

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Landlords guide to private rented sector 2021
Indemnity Insurance

The Landlords Guide to the Private Rented Sector in 2021

With 10% of landlords planning to expand their portfolios and benefit from the Chancellor’s stamp duty holiday, Brexit looming on the imminent horizon and stamp duty surcharge set for a review in April! There are a number of key dates for 2021 that Landlords should be aware of;  1 January 2021 – Brexit: Whilst COVID-19

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Landlords and the Smoke and Carbon Monoxide Alarm Regulations 2015

In an effort to reduce the risk of injury or death caused by smoke or carbon monoxide in the private rented sector, Parliament approved the Smoke and Carbon Monoxide Alarm (England) Regulations 2015, which went into force on 1st October 2015. The regulations require private rented sector landlords to ensure that there is at least

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Personal Lines Perspectives

Texting Raises Motor Premiums Motorists who are caught using their mobiles while driving face a 20 per cent increase to their motor insurance premiums. Millennials Forgoing Tenant Cover While millennials are more likely to rent, they are also more likely to ignore the security of tenant cover. 5 Things That Void Travel Cover On your

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