Welcome to Glowsure
Hello, and thanks for visiting – your quest for the perfect business insurance policy just got a whole lot easier.
We are Glowsure, a team of independent insurance brokers serving the Fareham and Hampshire area. With its enviable transport links, the vibrant town of Fareham is an ideal spot to own a business or invest in property. It has been our pleasure for the last eight years to help many businesses, contractors and landlords in the region find the right policies to protect what is most valuable to them.
Why use Glowsure Insurance Brokers in Fareham?
We can save you time and effort: Searching for the right insurance policy can be a confusing, time-zapping, and (whisper it), slightly dull experience. Fortunately, the Glowsure team is on hand to take the hassle out of finding the right cover for you, so that you can get back to running your business and regain valuable hours of your life. Our aim is simple – to make buying insurance stress-free and easy for our Fareham clients and to be there when things go wrong.
We are independent and regulated: As an independent insurance broker, here at Glowsure we have access to over 50 different insurers. Our motivation is to get the best deal for you because we will also handle any claims you might have. Therefore the cover has to be absolutely right from the beginning if we want to get your claim paid! We are also regulated by the Financial Conduct Authority, so you can be confident that your affairs are in professional hands.
We are a well-established and experienced team: What really sets Glowsure apart is that we are a close-knit team of reliable, positive and friendly insurance brokers with years of experience under our utility belts. In fact, not one person has left our happy team since we began trading. You can rest assured that we have your best interests at heart and will stop at nothing to secure you the perfect policy at the lowest price.
We will be there for you if you need to make a claim: Unlike some insurance brokers, we don’t consider the job done the moment you buy your policy. In the unfortunate event that you need to make a claim, we will swoop to the rescue and take the pressure off of your shoulders. We won’t fob you off to the insurer and we will have your back every step of the way. And we really mean that. We will log the claim with the insurer for you, help you mitigate any damage, sort emergency repairs, arrange meetings with the loss adjuster, contractors, surveyors and attend these in person (you don’t even need to be there). Then we will chase the insurer to achieve a swift settlement.
Our Specialist Property & Business Insurance Services
From property landlords to business owners, Glowsure helps a wide range of clients throughout Fareham and Hampshire. As independent insurance brokers, we can help to demystify insurance-speak, take the hassle of researching policies off your hands, and secure the perfect insurance solution for your hard-earned cash. More importantly, if you ever need to make a claim, we will be there for you. You need only make one call to us and we will handle the rest.
Fareham Property Insurance Services
As business owners, property is the most important and valuable investment we are likely to make. Buy-to-let homes and commercial premises in Fareham are priced at a premium, with a high percentage of historic properties. So we understand that when it comes to insurance, your policy needs to be comprehensive, yet affordable. We live and breathe insurance and have a keen eye for a good deal. We are knowledgeable in a wide range of specialist property insurance products.
Commercial Property Insurance
As a commercial property owner, you are exposed to greater risks than residential owners, so you need a specialist, tailored policy to help protect you, your property and your business. Whether your property is used for offices, retail, industrial, leisure, beauty, storage, mixed-usage, or is unoccupied, we can find the right cover to suit your business and budget. General cover can include damage to buildings, landlord’s contents, property owners liability, employers liability, and business interruption cover.
Landlord Buy-to-let Property Insurance
When it comes to buy-to-let, general home buildings and contents insurance simply doesn’t cut it. You need specialist landlord insurance to cover you for all the third party risks that you may encounter. Landlord insurance (also known as property owners or buy to let insurance) limits your exposure to risk, protecting your investment and your financial security.
We can help to secure you against damage to your property and contents, liability to tenants and visitors, loss of rent, and tenant disputes. With Glowsure in your corner, you can focus on the business of being a great landlord, safe in the knowledge that we will secure you excellent cover and be there for you if things go wrong.
Block of Flats Insurance
If you own or manage a block of flats, you will require specialist cover. A Blocks of Flats insurance policy can provide cover for a house converted into just two flats or a large block with many individual flats. It can provide cover for the whole building, internal and external communal areas, any lifts (a separate inspection policy will be required for lifts), property owners liability and employers liability. It will provide cover for all major risks such as fire, storm, flood and leaks (burst pipes).
High Value Home Insurance
In addition to commercial property insurance, we can also extend our services to personal insurance for high-value homes and contents for customers in Fareham.
Fareham Business Insurance Services
Running a business is highly rewarding, but carries many risks. Glowsure is itself an independent business so we totally understand the pressure that business owners face (because we’ve also lived many of them!). We’re here to help protect your company against unfortunate scenarios such as legal claims, repairs, lost equipment, jobs gone bad, or lost earnings. We provide a service to a wide variety of business customers in Fareham.
We will scour the market to secure the right policy to protect your personal and company interests, including specialist cover such as public/employer liability, business interruption, professional indemnity and cyber/data risk insurance. With our professional support, you can rest easy and focus on the successful running of your business.
Theft, loss or damage could really set you back as a contractor, and have a disastrous effect on your income. We can source a one-stop Contractors Policy on your behalf, that combines lots of different covers for one single premium.
As a shop owner, you have lots of liabilities and we will secure the perfect cover to protect your premises, contents, stock, staff and customers.
Being the boss carries enormous responsibilities so it’s crucial to get the right policy to protect your personal as well as company assets
Offices and Surgeries
We are experts in finding cover for the things needed to run your business from an office or surgery premises including cover for you, your staff and your business equipment
Request An Independent Insurance Broker Quote
Our team of insurance broker superheroes has made a solemn vow to you, the fine folk of Fareham, to research a wide range of leading insurance providers on your behalf. With our superhuman dedication, we will fight to get you the best cover at the best price, so you can sleep easy with the knowledge that your property and business are protected.
Removing our superhero masks for just a moment, we promise that we really do have the power to make insurance easy. To discover how we can help you, please give us a call for a friendly, informal chat. We’ll be waiting by the bat phone…
Frequently Asked Insurance Broker Questions
As insurance superheroes, we know the industry inside and out, back-to-front and upside down. We’ve compiled a helpful list of frequently asked questions, but always free feel to contact us if we’ve missed anything. Also, consult our Business Insurance FAQs page for more.
We’re a whizz with social media, and produce regular blog articles to demystify common insurance queries, so follow us to get the inside track on all things insurance.
It’s a commonly held belief that buying a policy through insurance brokers is more expensive than doing so independently. We work hard to dispel that myth by scouring the market for the most cost-effective solutions for our customers. We’re on good terms with all of the major providers, and sometimes we have access to better deals than direct customers. So we can potentially save you money as well as valuable time and effort. You will also benefit from our expertise and knowledge, plus our support to settle any claims.
Insurance brokers earn commission on the sale of your policy, paid by the insurance company. In the scenario that the right policy for you is one that doesn’t offer broker commission, then we will negotiate a fee with you up front. We undertake a lot of work on behalf of our clients, and therefore we charge a modest administration fee starting from of £45. Considering the high level of support we offer and the cost and time we save our customers, our customers agree that this reflects great value for money.
We are remunerated by commission from your premium and this is paid to us by the insurer. Where we receive no commission we might negotiate a fee with you before you agree to buy. Aside from a modest admin fee starting from of £45, there are no other costs. As insurance superheroes, we have impeccable ethics and you can rest assured that we are transparent and reliable in all that we do. At any point you can ask us what commission amount we earn from your policy.
Insurance brokers are specialists in a wide range of general insurance products such as home and commercial policies. At Glowsure we specialise in Business, commercial and property (landlord) insurance. We work on behalf of both businesses and individuals to find the right insurance cover for their needs and budget. Your insurance broker will take on the research and look at hundreds of policies and providers to find the right deal, saving you a lot of time and effort. They will then complete the necessary administration to secure the policy on your behalf.