Category: Business Insurance

property underinsurance and average clause
Business Insurance

What is Property Underinsurance and the Average Clause?

Property Underinsurance and ‘The Average Clause’ The primary purpose of property insurance is to provide a safehold when you sustain a loss that you simply cannot afford. However, at Glowsure we often see clients whose property is 70-80% underinsured. A previous client’s property was underinsured by over £1 million. A 2019 report by rebuildcostassessment.com found

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japanese knotweed insurance
Business Insurance

Japanese Knotweed Property Insurance Guide

Japanese Knotweed – a knotty problem for property owners and insurance cover On a bright, sunny day in late March, you step out into your garden. You breathe in the fresh air, take note of the tulips that are finally starting to blossom, the sun’s glare warm and tranquil. You take note of some small,

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why are insurance premiums increasing
Business Insurance

Why Are Insurance Premiums Increasing?

Over the last 12 months, it is likely you have experienced a significant increase in your insurance renewal, whether it’s a personal or commercial insurance policy. In this blog we dive into the reasons why this is happening. Soft and Hard Markets – The Insurance Market Cycle The insurance industry is cyclical, going through periods

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Glowsure Business Insurance Claims update
Business Insurance

In a brave new world, Glowsure are here to make insurance easy!

An update on business insurance claims No one could have imagined as they popped open a bottle of bubbly at midnight on 31st December 2019, that the months following would bring major changes to the entire world! With individuals at risk of being infected by a transmissible and deadly virus, and many businesses shut down

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What is contractors all risks insurance
Business Insurance

What is contractors all risks insurance?

Glowsure Guide To Contractors All-Risks Insurance In our article recent article we talked about the potential risks that building contractors need to insure against. The good news is there is a specific insurance we can advise you about that’s designed to protect your business from these risks. What is contractors all risks insurance? Contractors All

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Cyber Liability Insurance

As technology becomes increasingly important for successful business operations, the value of a strong Cyber Liability Insurance policy will only continue to grow. The continued rise in the amount of information stored and transferred electronically has resulted in a remarkable increase in the potential exposures facing businesses. Regulations, such as the Data Protection Act must

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