The government is asking consumers, the general public and hospitality and tourism businesses to help it in the efforts to stamp out further infections and localised outbreaks by providing basic information to be used as part of its COVID-19 contact tracing scheme. Whilst the government has not made this mandatory as yet, we have seen
According to an article in the Telegraph, an estimated 11 million people use price comparison websites to shop for their insurance1. It’s hardly surprising, as we seem to be bombarded by entertaining and heart-warming ads about cute little animals. And at face value, they look like an effective way of doing your market research to
As technology becomes increasingly important for successful business operations, the value of a strong Cyber Liability Insurance policy will only continue to grow. The continued rise in the amount of information stored and transferred electronically has resulted in a remarkable increase in the potential exposures facing businesses. Regulations, such as the Data Protection Act must
Cyber Cover to be Mandatory in a Decade Cyber cover will become a business essential within ten years, according to the Association of British Insurers (ABI). Already cyber attacks are a huge financial drain—annually they cost the UK economy an estimated £620 million. Yet, in spite of the growing threat of cyber attacks to both
Groups, clubs and other organisations across the United Kingdom may be unknowingly exposing themselves to a huge gap in their insurance cover: member to member liability. To protect against third-party property damage or personal injury for which they are liable, clubs or groups purchase public liability policies, which cover the group as a whole. But
In today’s business climate of corporate transparency and accountability, an organisation’s officers and directors face a myriad of employment-related exposures. Claims can come from many sources, employees, regulators, shareholders, creditors, customers, etc. Ever-changing regulations, increased employee awareness of employment rights and the rise of shareholder activism means directors are more frequently at risk, translating to
