Over the last 12 months, it is likely you have experienced a significant increase in your insurance renewal, whether it’s a personal or commercial insurance policy. In this blog we dive into the reasons why this is happening. Soft and Hard Markets – The Insurance Market Cycle The insurance industry is cyclical, going through periods
Don’t wait until it’s too late to find out If you’re paying for insurance then you want to make sure it will pay out in the event of a claim, otherwise what’s the point having it? In this mini blog series, we will be focusing on some of the common mistakes we see Contractors make when it
What Landlords Need To Know About The New Electrical Safety Rules The Electrical Safety Standards in the Private Rented Sector (England) Regulations 2020 became law on June 1st 2020, but agents and landlords were given until 1st April 2021 to comply. With the impending date looming over us, we thought we’d write a guide that
In a nutshell, a Contractors policy; also known as a ‘Contractors All Risks’ or ‘Contractors Combined’; is a one-stop, fully comprehensive insurance policy that combines various covers under one policy, for one single insurance premium. So, what insurance do I actually need as a Contractor? You will need Public Liability for starters, then depending on
An update on business insurance claims No one could have imagined as they popped open a bottle of bubbly at midnight on 31st December 2019, that the months following would bring major changes to the entire world! With individuals at risk of being infected by a transmissible and deadly virus, and many businesses shut down
With 10% of landlords planning to expand their portfolios and benefit from the Chancellor’s stamp duty holiday, Brexit looming on the imminent horizon and stamp duty surcharge set for a review in April! There are a number of key dates for 2021 that Landlords should be aware of; 1 January 2021 – Brexit: Whilst COVID-19
The government is asking consumers, the general public and hospitality and tourism businesses to help it in the efforts to stamp out further infections and localised outbreaks by providing basic information to be used as part of its COVID-19 contact tracing scheme. Whilst the government has not made this mandatory as yet, we have seen
Cybercrime cost UK businesses at least £30 billion in the past 12 months, according to a survey by Grant Thornton, with 43% or UK businesses reporting attacks in 2018. If you run a small business, shop or construction firm, or if you are a professional consultant, such as an accountant, solicitor or financial advisor, then
We’ll tell you about the hidden things to watch out for in your policy. Is your business fully insured against tool theft? Last month, ITV News reported that a Hampshire builder was left devastated following the theft of thousands of pounds worth of tools from his work van. Sadly, there are many stories just like
During a construction project many things can go wrong, from clients refusing to pay to theft or vandalism of expensive plant equipment. Your experience of managing building projects will help you deal with problems as they crop up but some risks are outside your control as a building contractor. Risks that can dent your profit,
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