The government is asking consumers, the general public and hospitality and tourism businesses to help it in the efforts to stamp out further infections and localised outbreaks by providing basic information to be used as part of its COVID-19 contact tracing scheme. Whilst the government has not made this mandatory as yet, we have seen
Cybercrime cost UK businesses at least £30 billion in the past 12 months, according to a survey by Grant Thornton, with 43% or UK businesses reporting attacks in 2018. If you run a small business, shop or construction firm, or if you are a professional consultant, such as an accountant, solicitor or financial advisor, then
Make sure your tradesman tools are insured properly At Glowsure Insurance Brokers, we’ll tell you about the hidden things to watch out for in your tradesman insurance policy. Is your business fully insured against tool theft? Last month, ITV News reported that a Hampshire builder was left devastated following the theft of thousands of pounds
During a construction project many things can go wrong, from clients refusing to pay to theft or vandalism of expensive plant equipment. Your experience of managing building projects will help you deal with problems as they crop up but some risks are outside your control as a building contractor. Risks that can dent your profit,
When undertaking a remodelling project, people often forget to review their insurance needs, too. Whether your renovation budget is large or small, you are adding to the value of your home and increasing your exposure to risk. To ensure that your project goes smoothly and that you have the appropriate cover you need, here is
The Insurance Premium Tax increase officially increased at the start of October, the Government announced back in March that the increase would happen later this year and was only set to rise by 0.5% – the revenue generated from the increase is to be used to fund national flood defences and resilience. Last year in
A standard Landlords policy will typically provide you with cover for property damage, liability and loss of income however, there are many other covers and restrictions within a policy that you may be unaware of as a landlord. The following restrictions are guidelines to keep in mind when purchasing your Landlords Insurance and we would
Why use a broker for business insurance instead of direct insurers and comparison websites? Getting the right insurance cover can be a time consuming and complex process, let’s face it, insurance documents aren’t exactly easy reading and sometimes something you think is covered, isn’t. By working with an insurance broker you will benefit from the
Do you know what public liability actually covers you for and why it is a critical cover to have? All businesses require public liability insurance as it covers a business if a customer or member of the public suffers a loss or injury as a result of the businesses activities – should they decide to
Considerations to take when purchasing your blocks of flats insurance Whether a few hundred thousand pounds or a few million pounds, owning a block of flats is a significant investment. As a landlord, freeholder or Residents Association, you should be aware of the importance of having the right insurance cover in place. Claims from owners of
