Author: Rebecca Haynes

who pays for insurance on commercial property
Buildings and Contents insurance

Who Pays Building Insurance on Commercial Property?

Commercial property insurance can be a confusing concept for many. The property owner, any third parties or tenants, even an insurance broker, all fall under the various parameters of a building’s insurance. But at the end of the day, there is truly only one overseer and responsible party when it comes to arranging the buildings

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what insurance do you need as a landlord
Landlords & Tenants

What Insurance Do You Need as a Landlord?

As a landlord, are you asking yourself the question, “what type of insurance do I need?” There are many different types of landlord insurance and any landlord insurance policy can also be confusing since so many different variables of a policy respond to many different possible issues. There is buildings and contents insurance, accidental damages

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property underinsurance and average clause
Business Insurance

What is Property Underinsurance and the Average Clause?

Property Underinsurance and ‘The Average Clause’ The primary purpose of property insurance is to provide a safehold when you sustain a loss that you simply cannot afford. However, at Glowsure we often see clients whose property is 70-80% underinsured. A previous client’s property was underinsured by over £1 million. A 2019 report by rebuildcostassessment.com found

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japanese knotweed insurance
Business Insurance

Japanese Knotweed Property Insurance Guide

Japanese Knotweed – a knotty problem for property owners and insurance cover On a bright, sunny day in late March, you step out into your garden. You breathe in the fresh air, take note of the tulips that are finally starting to blossom, the sun’s glare warm and tranquil. You take note of some small,

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why are insurance premiums increasing
Business Insurance

Why Are Insurance Premiums Increasing?

Over the last 12 months, it is likely you have experienced a significant increase in your insurance renewal, whether it’s a personal or commercial insurance policy. In this blog we dive into the reasons why this is happening. Soft and Hard Markets – The Insurance Market Cycle The insurance industry is cyclical, going through periods

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guide to road traffic act and forklifts
Commercial Insurance

The Road Traffic Act and forklift trucks used on private land

Did you know that the Road Traffic Act could apply to forklift trucks even if you’re using it on private land? If you own, manage, lease, or use a forklift truck in connection with your business you may believe that your existing commercial insurance policy will cover you in the event of an accident involving

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3 Important Facts About GDPR

With the deadline just around the corner, we all need to be on top of the GDPR changes and what they mean for our businesses. We’ve put together 3 key facts about GDPR to help you prepare for the upcoming change in the law. What rights does GDPR give an individual and how does this

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What Is The General Data Protection Regulation (GDPR)?

‘The General Data Protection Regulation (GDPR) (Regulation (EU) 2016/679) is a regulation by which the European Parliament, the Council of the European Union and the European Commission intend to strengthen and unify data protection for all individuals within the European Union (EU)’ In the UK at the moment we rely on the Data Protection Act

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Another Day Another Insurance Claim

We decided to take a bit of a different stance on our blog this month – when it comes to insurance claims it can be extremely stressful – we thought we would share a recent experience with you and the outcome we received for our client. 2nd April 2017: Our client notifies us of a

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