Artificial intelligence (AI) is changing how you run your business. It speeds up processes, helps you understand data, and gives you tools that once felt out of reach. But as AI grows, so do the cyber risks. Many small businesses in the UK now face evolving threats that are smarter, faster, and harder to spot
Managing a block of flats is more than collecting rent and fixing the odd leaky tap. It’s important that you create a safe and tidy home for your residents. In a block of flats, every shared area, from entrance halls and stairwells to bin stores and car parks, must meet strict fire and safety regulations.
Being a chartered surveyor comes with serious responsibility. Whether you’re valuing a property, providing a building survey, or delivering specialist advice, your clients trust your judgement, and that trust comes with legal risk. So, how do you protect yourself if something goes wrong? This guide explains how to reduce your liability as a chartered surveyor,
With rising cyber threats, high-profile data breaches, and ransomware attacks making headlines across the UK, the question “Is it worth having cyber insurance?” is one that many businesses are asking. The short answer? Yes, cyber insurance cover is absolutely worth it. All modern businesses can benefit from cyber insurance, from tech-savvy SMEs and growing consultancies to national
Houses in Multiple Occupation (HMOs) are a staple in today’s rental market, driven by the demand for affordable housing tenants like students and young professionals. HMOs can be a lucrative investment, offering higher rental yields compared to standard buy-to-let properties. However, managing an HMO has unique responsibilities and risks, so it’s essential for landlords and
When disaster strikes, the insurance process can feel like a constant back-and-forth. But while your insurer has their own team of loss adjusters to fight for their best interests, who’s standing in your corner? That’s where a loss assessor comes in to make sure the entire process is swift and fair. Keep reading as we
Letting your flat through Airbnb is a potentially lucrative side hustle that’s very tempting for many property owners. However, if you are considering using your residential flat for holiday lets, there are several important factors to consider – especially for leaseholders. To let your leasehold property through Airbnb, it’s crucial to check your lease agreement,
Commercial property insurance can be confusing at first. There’s the property owner, the tenant, the lease agreement, and sometimes even a managing agent or insurance broker involved too. But at the end of the day, there is truly only one overseer and responsible party when it comes to arranging building insurance for commercial property. It is
As a landlord, are you asking yourself the question, “what type of insurance do I need?” There are many different types of landlord insurance and any landlord insurance policy can also be confusing since so many different variables of a policy respond to many different possible issues. There is buildings and contents insurance, accidental damages
Property Underinsurance and ‘The Average Clause’ The primary purpose of property insurance is to provide a safehold when you sustain a loss that you simply cannot afford. However, at Glowsure we often see clients whose property is 70-80% underinsured. A previous client’s property was underinsured by over £1 million. A 2019 report by rebuildcostassessment.com found
