It was announced in the Autumn statement that another IPT increase would take place in June this year. The current IPT rate is 10%, from 1st June 2017 it will rise to 12%, double what it was just over 18 months ago. This is the third rise in IPT in the last 18 months equating
Landlords, this is what is not covered under your insurance policy. Landlords Insurance checklist: Contents Insurance Building’s Insurance Accidental Damage / Malicious Damage Cover Legal Expenses & Rent Guarantee Brilliant, you’ve got them all, you’ve read them all through thoroughly? You know exactly what you are and aren’t covered for…? Are you sure? We know how
Setting up a business is no mean feat, there are many things to consider and often insurance can be overlooked. Depending on the type of business you operate choosing the correct business insurance to suit your needs is relatively straight forward. You will need to consider the size of your company and the assets you
Worker safety is a concern year-round, yet special precautions should be taken during the winter months. A strong workplace safety culture is especially important during the winter months when cold weather is a threat to outdoor workers. Winter weather can create various hazards that include slippery surfaces and roads, strong winds and frigid temperatures. These
By the end of January I think we all feel like our lives and bodies need a good MOT and a positive kick start to the year – your business is no different! Insurance is one of the most important expenses your business might incur yet usually the most misunderstood. Whether your a handyman working
It may have warmed up – ever so slightly – but its always best to make sure you are prepared for changes in weather and make sure your building and contents insurance have you covered. Roof tiles can be loosed by strong winds and pipes can freeze in colder temperatures and heavy rainfall can result
When undertaking a remodelling project, people often forget to review their insurance needs, too. Whether your renovation budget is large or small, you are adding to the value of your home and increasing your exposure to risk. To ensure that your project goes smoothly and that you have the appropriate cover you need, here is
The Insurance Premium Tax increase officially increased at the start of October, the Government announced back in March that the increase would happen later this year and was only set to rise by 0.5% – the revenue generated from the increase is to be used to fund national flood defences and resilience. Last year in
A standard Landlords policy will typically provide you with cover for property damage, liability and loss of income however, there are many other covers and restrictions within a policy that you may be unaware of as a landlord. The following restrictions are guidelines to keep in mind when purchasing your Landlords Insurance and we would
Why use a broker for business insurance instead of direct insurers and comparison websites? Getting the right insurance cover can be a time consuming and complex process, let’s face it, insurance documents aren’t exactly easy reading and sometimes something you think is covered, isn’t. By working with an insurance broker you will benefit from the
