Do you know what public liability actually covers you for and why it is a critical cover to have? All businesses require public liability insurance as it covers a business if a customer or member of the public suffers a loss or injury as a result of the businesses activities – should they decide to
Considerations to take when purchasing your blocks of flats insurance Whether a few hundred thousand pounds or a few million pounds, owning a block of flats is a significant investment. As a landlord, freeholder or Residents Association, you should be aware of the importance of having the right insurance cover in place. Claims from owners of
The latest Commercial Insurance Profile For June 2016. Did you know? On 6th April, the government abolished employer National Insurance contributions for apprentices under 25 years of age. This decision is expected to save employers an estimated £1,000 annually for every apprentice that earns £16,000. The government is predicting that the potential savings will encourage
We often think that having a safe in the home is purely for peace of mind purposes but there are a number of insurers who have a personal custody clause in their home insurance policies stating that specific items over a certain value must either be worn by the insured or kept in their possession
As the government’s 23rd June referendum to decide whether the United Kingdom will remain in the EU looms closer, the outcome still remains uncertain. Until recently, polling has generally favoured the United Kingdom remaining in the EU, but the margins are so tight that most experts agree it will be too close to call—with the
We are really pleased to announce that Sophie Biggs has joined the team at Glowsure Insurance in Petersfield as Sales & Underwriting Manager. Sophie joins the team from AJG where she gained considerable experience during her 17 years with the company (July 1999 – April 2016) Sophie joined Keelan Westall (now AJG) as Account Manager, progressing
Cover Overview: Professional Indemnity Run-off Everybody makes mistakes. But, depending on your profession, one mistake could ruin your whole career if you neglect to purchase professional indemnity (PI) insurance. A PI policy will help protect professionals—such as accountants, engineers and architects—from any errors that they may have made while doing their jobs. These errors can
The Enterprise Act, a wide-ranging piece of legislation designed to benefit the United Kingdom’s 5.4 million businesses, received Royal Assent (became law) on 4th May 2016 and will come into effect in May 2017. The one-year transition period will allow both businesses and the insurance industry to make any necessary changes required by the new
This helpful blog will provide you and your employees to understand the effects of substance abuse and how to properly protect their eyes in the work place. The Importance of Workplace Eye Protection More than 2,000 people injure their eyes at work each day, and about 10 per cent of those injuries require workers to
It’s always great to know a little more about the people you are dealing with, so we thought we would ask the team some questions to help you get to know them better. The below will give you a few insights into our wonderful Wesley Haynes!! How long have you worked in insurance? 18 years Why
