Category: Commercial Insurance

3 Important Facts About GDPR

With the deadline just around the corner, we all need to be on top of the GDPR changes and what they mean for our businesses. We’ve put together 3 key facts about GDPR to help you prepare for the upcoming change in the law. What rights does GDPR give an individual and how does this

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What Is The General Data Protection Regulation (GDPR)?

‘The General Data Protection Regulation (GDPR) (Regulation (EU) 2016/679) is a regulation by which the European Parliament, the Council of the European Union and the European Commission intend to strengthen and unify data protection for all individuals within the European Union (EU)’ In the UK at the moment we rely on the Data Protection Act

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Another Day Another Insurance Claim

We decided to take a bit of a different stance on our blog this month – when it comes to insurance claims it can be extremely stressful – we thought we would share a recent experience with you and the outcome we received for our client. 2nd April 2017: Our client notifies us of a

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What Qualifications Should My Tradesman Have?

Simply relying on reputation sometimes isn’t enough when it comes to hiring a tradesman – making sure they are qualified to carry out the job you require should really be your priority. A qualified tradesman will also complete the job to a high standard and meet the required safety regulations. If you are in need

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The Ogden Discount Rate.

The Ogden Discount Rate.  What Does It All Mean? What is the Ogden discount rate? The Ogden discount rate refers to personal injury rates – it makes it easier to calculate future losses in personal injury and fatal accident cases. When a court is looking at compensating an individual and awarding a fair and suitable amount

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Subcontractors, Bona Fide Subcontractors And Insurance, Whats The Deal?

Subcontractors, Bona Fide Subcontractors And Insurance. Why do construction companies need to insure labour-only subcontractors when they are working on their contracts? Labour only subcontractors should be treated as employees for the purposes of cover under the insurance. Generally, a subcontractor will work under the direction of the Insured and do not provide their own

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IPT Increase June 2017

It was announced in the Autumn statement that another IPT increase would take place in June this year. The current IPT rate is 10%, from 1st June 2017 it will rise to 12%, double what it was just over 18 months ago. This is the third rise in IPT in the last 18 months equating

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What Is Not Covered Under Your Landlords Insurance Policy

Landlords, this is what is not covered under your insurance policy. Landlords Insurance checklist: Contents Insurance Building’s Insurance Accidental Damage / Malicious Damage Cover Legal Expenses & Rent Guarantee Brilliant, you’ve got them all, you’ve read them all through thoroughly? You know exactly what you are and aren’t covered for…? Are you sure? We know how

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